Cloud-Native Architectures for Scalable Wealth Proposal Platforms
DOI:
https://doi.org/10.56472/WCAI25-139Keywords:
Wealth management, proposal generation, cloud-native, AWS, microservices, scalability, compliance, SEC, FINRAAbstract
Wealth management in the United States is evolving at a rapid pace, with technology platforms becoming the backbone of advisor-client interactions. Advisors are expected to generate highly personalized proposals that integrate client goals, portfolio strategies, tax considerations, and compliance checks in near real time. Legacy monolithic platforms struggle to meet these requirements due to scalability bottlenecks, limited data integration, and high infrastructure costs. This paper presents a practical framework for building a cloud-native proposal generation platform using Amazon Web Services (AWS). The architecture leverages microservices, container orchestration, event-driven data pipelines, and modern security controls to deliver scalable, compliant, and resilient solutions. The discussion includes industry context, architectural details, performance outcomes, compliance alignment, and a case example from a U.S. wealth advisory platform. The paper concludes with future directions, including generative technologies, explainable AI, and ESG integration, which will shape the next generation of proposal platforms
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