REDDY GUJJALA, Praveen Kumar. Cloud-Native Multi-Factor Authentication Framework for Digital Banking Systems: An AI-Driven Adaptive Security Architecture. International Journal of Emerging Trends in Computer Science and Information Technology, [S. l.], v. 7, n. 3, p. 1–9, 2026. DOI: 10.63282/3050-9246.IJETCSIT-V7I3P101. Disponível em: https://ijetcsit.org/index.php/ijetcsit/article/view/767. Acesso em: 6 jul. 2026.