AHMAD, Jalees. Data-Driven Underwriting: Leveraging Alternative Data Sources Responsibly. International Journal of Emerging Trends in Computer Science and Information Technology, [S. l.], v. 7, n. 1, p. 92–96, 2026. DOI: 10.63282/3050-9246.IJETCSIT-V7I1P112. Disponível em: https://ijetcsit.org/index.php/ijetcsit/article/view/562. Acesso em: 11 may. 2026.